PaySec

Our mission is to help SME's do business with confidence by making delivery commitments and payment conditions clear. We aim to reduce payment uncertainty and avoidable disputes, so businesses can spend less time chasing payments and more time serving customers and growing.

SME's face a difficult choice like pay upfront and risk incomplete delivery, or deliver first and risk late or missing payment. Payment terms, delivery evidence and approvals are often scattered across emails and messages, making disagreements harder to resolve. This delays deals, puts pressure on cash flow and strains business relationships, even when buyers and sellers already know each other.

We are building PaySec to link business payments to agreed delivery milestones. Buyers and sellers set clear terms, submit delivery evidence and approve each stage in one place. In our model, the bank holds the funds and releases them when the agreed conditions are met. PaySec manages the workflow, including approvals, disputes and transaction records, so both parties can see what must happen before payment is released.